Quick note on zip code verification failure and AUTH charges

//Quick note on zip code verification failure and AUTH charges

Quick note on zip code verification failure and AUTH charges

I get this question frequently enough I’m going to post this so I can have a convenient place to copy and paste from.

The credit card verification I use is pretty strict (as of November 2015 I haven’t EVER had a charge back or fraudulent transaction). Your billing address has to EXACTLY match what your credit card company has on file (if in doubt, pull up your card statement and see where they think you live). If it fails to verify you might still see an “Authorize” transaction on your card, this is from Stripe (the guys I use) saying

“hey dude, does this person have enough money to cover the charge? cool, by the way here is their address, does it match what you have? No? OK, never mind”.

If it does match then it does what’s termed a “Capture” transaction – this is where your card gets for realsies actually charged.

So the good news is: you don’t get charged for the AUTH transactions but they DO usually temporarily count towards your credit limit. After a few days, depending on the bank, the pending charges will drop off your account and all will be right with the world. Now if you need to you can usually call the bank and get them to release an AUTH early.

By | 2016-10-14T07:17:56+00:00 November 2nd, 2015|Categories: Site or Store Stuff|Tags: |0 Comments

About the Author:

Chris Bair is a computer geek and SalesForce.com system administrator for his "day job". He became involved in the powdered foods (aka "soylent") movement in January 2014, originally with a conventional recipe and later switching to a high fat, low carb "ketogenic" variant on October 2014. In January 2015 he created the recipe for Keto Chow and released it without restriction for anyone to use, at the same time he began mixing the recipe up for people that wanted a finished product and has seen steady growth in the business every month since. Chris has lived in Utah for most of his life, except for a few years living in Chile where he learned Castillian. Chris and his wife have two sets of twins with a couple singltons thrown in for good measure.

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